“Rebalance the balance” , here is a slogan that could stick to the spirit of the credit company Rouxia Finances. Specialized in the grouping of credits since 1988, this French organization is committed to being side by side with the consumers presenting with serious financial difficulties . Its objective: to find a solution to lighten the debt ratio without going through the Bank . Convinced?
Make a purchase of credits from Rouxia Finances
The consumer tends to believe that excessive underwriting of consumer credit is the cause of over-indebtedness. This belief is completely wrong! The need to restructure its budget may be feasible in other situations such as:
- To face an accident of the life. The term “accident of life” includes dismissals such as divorces or road accidents and health problems. The accidents of life are unforeseeable and unlucky events, but which require to rebalance the budget balance.
- Anticipate your future . An ill-prepared retirement can lead to financial difficulties. It should be known that when retiring, a senior loses on average 250 USD per month. To cope with this new situation, pooling credit can be a good help.
- Manage overconsumption of consumer credit . Consumer loans are subject to variable rates. Having contracted different credits from different organizations can be harmf
What are the offers of Rouxia Finances?
The offers of Rouxia Finances adapt to the tenants as to the owners. As a result, the organization offers a number of solutions to deleverage a household including:
- The credit that only collects consumer credit (credit tenant after Rouxia Finances). This type of grouping makes it possible to reduce the due monthly payments and to recover in purchasing power .
- The mortgage credit ( credit owner after Rouxia Finances ). This financial operation makes it possible to combine real estate loans with consumer loans. A property is put in mortgage. In the event of successive non-payments, the pledged real estate can be sold by the lender.
- The purchase of credits to finance a new project . Depending on the debt ratio, you may receive a rejection of a new investment. Project buyback can include the sum of a new project.
The financial advisers of Rouxia Finances offer its customers to take out loan insurance. Although optional, this insurance can be very useful for dealing with various accidents of life. In addition, people who are banked can also apply to Rouxia Finances. Of course, solvency will be studied before making an agreement.